Designed to assist low- to moderate- income families in achieving home ownership Borrowers to pay minimum of … Welcome Home Grant Funds can be used with FHA, USDA, VA, Home Ready, and other Conventional products. Successfully complete homebuyer education, Click here to download an informational flyer.WHWP_Flyer_2020.docx. This is only a brief overview of the Welcome Home Program. Homebuyers must remain in the home for 5 years or prorated repayment of the grant may be required. Property requirements: New or existing residential, one-two units, detached, condominiums or townhomes. Meet income limit Scroll down and select the income limits below. TO QUALIFY FOR THE WELCOME HOME WYOMING PROGRAM YOU MUST BE WITHIN THE LIMITS BELOW: * Income limits are the same for all family sizes within the County. Income limits apply and homebuyer education is required. Homebuyer Requirements for the Welcome Home Program Applicants do not have to be first-time homebuyers. Your income and subsequent debt ratio must meet the program requirements, no exceptions The borrower receives a 30-year, fixed rate, fully amortizing first mortgage loan with 360 level monthly payments as well as a down payment assistance equal to a percent up to 6.00% of the note amount to apply toward the required down payment, closing costs or prepaid items. The 2020 Welcome Home Program is now closed. To qualify for the Welcome Home Wyoming Program you must: Have qualifying credit: This program has FICO score restrictions. Participating jurisdictions must also set aside at least 15 percent of their allocations for housing to be owned, developed, or sponsored by community housing development organizations. Meet income limit Scroll down and select the income limits below. More information from the Federal Home Loan Bank of Cincinnati can be found at https://www.fhlbcin.com/community-investment. To qualify for the Welcome Home Wyoming Program you must: Have qualifying credit: This program has FICO score restrictions. Property requirements: New or existing residential, one-two units, detached, condominiums or townhomes.
Conventional loan products may have additional or different property requirements. The qualification requirements for the Welcome Home Heroes Grant are simple: If you are a veteran, you do not need to be a first-time homebuyer If you are currently active in the military or reserves, you must be a first-time homebuyer. Current mortgage rates are available online. Complete details, limits, requirements, definitions, and guidelines are contained in the 2020 AHP Implementation Plan and in the 2020 Welcome Home Guide. Ask a qualified lender if you qualify.
Always refer to program guidelines when reserving loans. Scroll down and select the income limits below. Participating jurisdictions must provide a 25 percent match of their HOME funds. Please call Housing & Community Investment at 888-345-2246 for assistance. Ask a qualified lender if you qualify.
Borrowers may also select a conventional loan with multiple down payment assistance options or an unassisted very low rate loan.